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Welcome

Murray Asset Management is an independent investment management and financial planning firm.

Our business is based on trust, experience and the quality of service that we provide. We value highly the long term relationships we have established with our clients, who include private investors, trustees, charities, pension funds and external advisers.

“Our clients’ aims are paramount and we combine a professional approach with innovative advice.”

Our Aim

In a financial world increasingly dominated by large and often impersonal organisations, we are an established yet relatively small business.  This enables us to provide a responsive service where individual requirements are matched with tailor-made independent investment solutions.  Our aim throughout the investment process is to manage and grow your wealth over the longer term through active portfolio management.

We also provide advice on all aspects of financial planning, including family protection and saving for retirement.

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A savings vehicle for Children known as a ‘Junior ISA’, is now available. The account offers parents a tax-free way to save for children who do not have a Child Trust Fund. If you would like to know more please click on the link to access our latest factsheet

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FSA Advice to the public

FSA contacts more than 75,000 people to warn them they are being targeted by financial conmen.

Please click the link to find out how you can protect yourself and report these incidents.

FSA Warning Letter – in full

Latest News

Citywire Interview – Simon Lloyd CIO
April 20, 2012

Citywire Interview – Simon Lloyd CIO Murray Asset Management

Index tracking is useful – as long as investors know what they are buying
February 7, 2012

Simon Lloyd – Chief Investment Officer The rapid growth of the index-tracking Exchange Traded Fund (ETF), for a low-cost, diversified exposure to a stock market, is evidence that many investors believe in a passive investment strategy. The failure of active managers to consistently beat their benchmark index is often the reason and the past year [...]

Building your pension pot
February 6, 2012

Richard Johnston – Financial Planner Top 10 With so many companies closing their final salary pension schemes and payouts falling, more people than ever before are having to take personal responsibility for their retirement funds. Richard Johnston, a chartered financial planner with Murray Asset Management, offers his top ten tips on setting up the pension [...]

Latest Thoughts

Archive
January 1, 2012

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Legal Notice

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Conditions of use for www.murrayasset.co.uk

Welcome to the Murray Asset Management website. Murray Asset Management is a limited company registered in Scotland, number SC17493, with its office at One Glenfinlas Street, Edinburgh, EH3 6AQ.  Murray Asset Management is authorised and regulated by the Financial Services Authority.  The use of this website is subject to the following conditions.

Please read the undernoted conditions carefully before you use this website.

By using any part of this website you will be held to have accepted that you will be bound by these conditions. Murray Asset Management may change these conditions at any time without giving warning by posting new or amended conditions on this website. Your continued use of this website after any changes are posted means that you are held to have accepted that you are bound by the new or amended conditions.

Website conditions

The website content is provided for information only without any warranty, express or implied, that the content is accurate, current or complete, fit for a particular purpose or free from any computer virus or defect.

Murray Asset Management will not be liable for any damages of any kind resulting from the use of or inability to use this website or its content.

The information on this web site is not directed at any persons in any jurisdiction where it is unlawful or illegal to access and use such information.  Murray Asset Management disclaims all responsibility if you access or download any information in breach of any law or regulation of the country in which you reside

The information on this web site is not directed at any person in the United States and this site is not intended to be used by any person in the United States unless those persons are existing investors in funds managed by Murray Asset Management and they have applicable US exemptions.

Accordingly, all persons who access this site are required to inform themselves of and to comply with all applicable sales restrictions in their home country

This website may contain links to other websites. These are provided for information only and Murray Asset Management does not approve or endorse and accepts no liability for the content of any third party websites which may be accessed via, or linked to, this website. The existence of a link to another website is not an authorisation by Murray Asset Management to you to access content or material from that other website.

Risk Factors

You should be aware that:

The price of your investments and any income from then can fluctuate and may fall against your interests.  You may get back less than the amount originally invested.

Information on past performance is not a guide to future performance

Exchange rate fluctuations may have an adverse effect on the value of financial instruments quoted in a currency other than your agreed settlement currency

No Advice Given

Nothing in this website constitutes financial, investment or other professional advice. Murray Asset Management accepts no responsibility for loss which may arise from reliance on information contained in this website and recommend that for a specific financial, investment or other matter, professional advice should be obtained from a suitably qualified person.

Copyright

All rights, including copyright and database rights, in this website belong to, or are licensed to, Murray Asset Management. United Kingdom and international copyright and database right laws and treaties protect this website and all content on this website. © Copyright 2011 Murray Asset Management. All rights reserved. Other product and company names and logos mentioned on this website may be the trade marks or registered trade marks of their respective owners. You may not copy any part of this website, or carry out any other act which is protected by copyright or extract or re-utilise the whole or any substantive part (evaluated quantitatively and/or qualitatively) of the content of this website other than:

Printing in hard copy from portions of the content of this website for personal use.

Downloading any page from this website for personal use only.

Storing pages from this website in a cache or other temporary retrieval system for the sole purpose of personal viewing off-line.

These consents do not permit you to modify any of this website’s content or to use it in any commercial material without our prior written consent.

Linking

You may, subject to the following conditions, provide a link to the Home/Welcome page of this website:

The right to link to this website is revocable by us and we reserve the right to prohibit any link and to employ measures, including technical measures, to remove any link.

Any link to this website must not be misleading or give the impression that we are associated with you or have approved or endorsed any internet website or equivalent entity from which such link is made.

Any such link must indicate Murray Asset Management or www.murrayasset.co.uk as the destination of the link and must not use any logo or other proprietary graphic or trade mark belonging to us without prior written consent.

You may not use framing or deep linking to this website without our prior written consent.

Use and indemnity

Murray Asset Management prohibits the use of this website by you for any purpose which may be unlawful in the United Kingdom or in your jurisdiction if located outwith the United Kingdom.

You agree to keep Murray Asset Management indemnified against any claim, loss, liability, damages or expenses on a full and unqualified indemnity basis arising out of any misuse by you of any part of this website or any information embodied in it.

Waiver and enforcement

Failure by Murray Asset Management to take action in respect of a breach by you of these conditions shall not prevent us from taking future action in respect of the same breach by you of these conditions, unless Murray Asset Management agree to the contrary in writing. If any of these conditions is held to be unenforceable it will not affect the validity and enforceability of the remaining conditions.

Our details

The service provided through this website is provided by Murray Asset Management Ltd.

Murray Asset Management’s address One Glenfinlas Street, Edinburgh, EH3 6AQ.

Murray Asset Management can be contacted at info@murrayasset.co.uk or by phoning 0131 220 8888.

Murray Asset Management is Authorised and Regulated by the Financial Services Authority. Reference number 474303.

Murray Asset Management’s VAT Number is 924617813.

Complaints in respect of our services should be addressed to The Compliance Officer, Murray Asset Management,  One Glenfinlas Street, Edinburgh, EH3 6AQ.

Governing Law

The conditions of use are governed by the Law of Scotland and the Scottish Courts have non-exclusive jurisdiction in any disputes between you and Murray Asset Management.

Thank you.