To complement our Investment Management service, we have developed a range of Financial Planning services which can help to remove the time and expense of co-ordinating different advisers when trying to manage your personal finances.

There are enormous benefits to be gained from carrying out a comprehensive review of your finances and yet it is something that many people put off. A structured and considered approach to financial planning can give you peace of mind for the future.

Our Financial Planning services include:

Family protection
We can advise on a wide range of financial products to provide for all aspects of family protection. These include life assurance, critical illness cover and income protection cover to ensure that you receive an income during any long term disability caused by illness or accident.

Retirement planning
The erosion of the state pension at retirement has made it more important than ever to make a determined effort to make further pension provision. Pensions are an attractive form of investment due to the tax relief given and we offer advice on all aspects of pension planning.

Financial planning for education
You may wish to consider saving to meet future education costs. We have three general approaches to the funding of fees or financial support; capital schemes, funding from income schemes or specialist borrowing schemes.