Terms and Conditions – Legal Notice

Welcome to the Murray Asset Management (MAM) website.  MAM and Murray Asset Management are trading names of Murray Asset Management UK Limited, a limited company registered in England, number 09447298, with its registered office at 50 Jermyn Street, London, SW1Y 6LX.  Murray Asset Management UK Limited is authorised and regulated by the Financial Conduct Authority.  The use of this website is subject to your acceptance of our Cookie Policy and Terms and Conditions of use.

Cookie Policy

Our website uses cookies to track visits to our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site.

A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer’s hard drive

Our website uses Performance cookies. These cookies collect information about how visitors use our website, for instance which pages visitors go to most often, and if they get error messages from web pages. These cookies do not collect information that identifies a visitor. All information these cookies collect is aggregated and therefore anonymous. It is only used to improve how the website works.

You can find more information about the individual cookies we use and the purposes for which we use them in the list below:

Cookie: utma
Type of cookie: Performance cookie
Purpose: Identify first time visitors to our site – request approval of our terms of use
Expiry period: Never – periodically reset by Murray Asset Management

Cookie: utmb
Type of cookie: Performance cookie
Purpose: Google analytics – tracks number of visits to the site
Expiry period: Never

Cookie: utmc
Type of cookie: Performance cookie
Purpose: Google analytics – tracks length of time on the site
Expiry period: 30 minutes

Cookie: utmz
Type of cookie: Performance cookie
Purpose: Google analytics – tracks where the visitor came from
Expiry period: 30 minutes

In addition, the website utilises Google Maps to highlight the location of our office. Google Maps uses a number of cookies

Cookie: HSID, SSID, APSID, SAPISID, SID
Type of cookie: Performance cookie
Purpose: Google Maps
Expiry period:Never

To delete cookies or web beacons that are already on your computer, please refer to the instructions for your file management software to locate the file or directory that stores cookies or web beacons. You can block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies.

However, if you use your browser settings to block all cookies (including strictly necessary cookies) you may not be able to access all or parts of our site.

If you would like more information about cookies, you might like to visit www.allaboutcookies.org

Our goal is to respect your privacy. To help us improve our privacy practices please give us feedback. We welcome your comments and queries. Please contact us at [email protected]

Terms and Conditions

Please read the undernoted conditions carefully before you use this website.

By using any part of this website you will be held to have accepted that you will be bound by these conditions. Murray Asset Management UK Limited may change these conditions at any time without giving warning by posting new or amended conditions on this website. Your continued use of this website after any changes are posted means that you are held to have accepted that you are bound by the new or amended conditions.

Website conditions

The website content is provided for information only without any warranty, express or implied, that the content is accurate, current or complete, fit for a particular purpose or free from any computer virus or defect.

Murray Asset Management UK Limited will not be liable for any damages of any kind resulting from the use of or inability to use this website or its content.

The information on this web site is not directed at any persons in any jurisdiction where it is unlawful or illegal to access and use such information.  Murray Asset Management UK Limited disclaims all responsibility if you access or download any information in breach of any law or regulation of the country in which you reside.

The information on this web site is not directed at any person in the United States and this site is not intended to be used by any person in the United States unless those persons are existing investors in funds managed by Murray Asset Management UK Limited and they have applicable US exemptions.

Accordingly, all persons who access this site are required to inform themselves of and to comply with all applicable sales restrictions in their home country.

This website may contain links to other websites. These are provided for information only and Murray Asset Management UK Limited does not approve or endorse and accepts no liability for the content of any third party websites which may be accessed via, or linked to, this website. The existence of a link to another website is not an authorisation by Murray Asset Management UK Limited to you to access content or material from that other website.

Risk Factors

You should be aware that:

The price of your investments and any income from them can fluctuate and may fall against your interests. You may get back less than the amount originally invested.

Information on past performance is not a guide to future performance.

Exchange rate fluctuations may have an adverse effect on the value of financial instruments quoted in a currency other than your agreed settlement currency.

No Advice Given

Nothing in this website constitutes financial, investment or other professional advice. Murray Asset Management UK Limited accepts no responsibility for loss which may arise from reliance on information contained in this website and recommend that for a specific financial, investment or other matter, professional advice should be obtained from a suitably qualified person.

Copyright

All rights, including copyright and database rights, in this website belong to, or are licensed to, Murray Asset Management UK Limited. United Kingdom and international copyright and database right laws and treaties protect this website and all content on this website. © Copyright 2016 Murray Asset Management UK Limited. All rights reserved. Other product and company names and logos mentioned on this website may be the trademarks or registered trademarks of their respective owners. You may not copy any part of this website, or carry out any other act which is protected by copyright or extract or re-utilise the whole or any substantive part (evaluated quantitatively and/or qualitatively) of the content of this website other than:

Printing in hard copy from portions of the content of this website for personal use.

Downloading any page from this website for personal use only.

Storing pages from this website in a cache or other temporary retrieval system for the sole purpose of personal viewing off-line.

These consents do not permit you to modify any of this website’s content or to use it in any commercial material without our prior written consent.

Linking

You may, subject to the following conditions, provide a link to the Home/Welcome page of this website:

The right to link to this website is revocable by us and we reserve the right to prohibit any link and to employ measures, including technical measures, to remove any link.

Any link to this website must not be misleading or give the impression that we are associated with you or have approved or endorsed any internet website or equivalent entity from which such link is made.

Any such link must indicate Murray Asset Management UK Limited or www.murrayasset.co.uk as the destination of the link and must not use any logo or other proprietary graphic or trade mark belonging to us without prior written consent.

You may not use framing or deep linking to this website without our prior written consent.

Use and indemnity

Murray Asset Management UK Limited prohibits the use of this website by you for any purpose which may be unlawful in the United Kingdom or in your jurisdiction if located outwith the United Kingdom.

You agree to keep Murray Asset Management UK Limited indemnified against any claim, loss, liability, damages or expenses on a full and unqualified indemnity basis arising out of any misuse by you of any part of this website or any information embodied in it.

Waiver and enforcement

Failure by Murray Asset Management UK Limited to take action in respect of a breach by you of these conditions shall not prevent us from taking future action in respect of the same breach by you of these conditions, unless Murray Asset Management UK Limited agree to the contrary in writing. If any of these conditions is held to be unenforceable it will not affect the validity and enforceability of the remaining conditions.

Our details

The service provided through this website is provided by Murray Asset Management UK Limited, trading as Murray Asset Management and MAM.

Murray Asset Management UK Limited’s address is 3 Glenfinlas Street, Edinburgh, EH3 6AQ.

Murray Asset Management UK Limited can be contacted by email at [email protected] or by phoning 0131 220 8888.

Murray Asset Management UK Limited is authorised and regulated by the Financial Conduct Authority. Reference number 707868.

Murray Asset Management UK Limited’s VAT Number is 924617813.

Complaints in respect of our services should be addressed to The Compliance Officer, Murray Asset Management UK Limited, 3 Glenfinlas Street, Edinburgh, EH3 6AQ.

Governing Law

The conditions of use are governed by the Law of England and the English Courts have non-exclusive jurisdiction in any disputes between you and Murray Asset Management UK Limited.