Regulatory Information
We work within a highly regulated industry, and are authorised and regulated by the Financial Conduct Authority. Ensuring compliance with our regulatory responsibilities is at the forefront of everything we do, and it determines the approach we take towards providing our services and protecting the assets we hold on behalf of our clients.
Capital Requirements Directive
The Capital Requirements Directive ensures consistency in the way in which certain financial firms trading within the European Union must monitor and report on their capital, liquidity, risk management processes and remuneration policies. Under these requirements, Murray Asset Management (MAM) is required to disclose certain key information and the attached disclosure document is prepared in accordance with the Capital Requirement Regulation (CRR) Part Eight Disclosure requirements.
Capital Requirements and Risk ManagementFinancial Ombudsman Service
The Financial Ombudsman Service was set up to help deal with complaints that consumers and financial businesses haven’t been able to resolve themselves. Further information regarding the scope of their service can be found in this document.
Arbitration of Unresolved ComplaintsRegulatory News
Here you will find articles that may be of interest to you, such as warnings about scams, or information about forthcoming changes to regulations that directly impact consumers.
New European Legislation
Lisa Hamer - Compliance Director Forthcoming New Legislation - Markets in Financial Instruments Directive (MiFID) MiFID is a wide-ranging piece of legislation from Europe, that seeks to promote a single market for transactions in financial instruments throughout Europe and also to address issues raised by the financial crisis. It is currently under review and the changes are due to be...
Avoiding Scams
Lisa Hamer - Compliance Director Investment scams are becoming increasingly plausible with very smooth talking sales people, glossy brochures and sophisticated websites, making it difficult to tell them apart from genuine investment opportunities. However, there are a few things that individuals can do to spot a scam and avoid being taken in. 1. Reject cold calls A cold call is usually...
Lisa Hamer in Citywire, on the chief regulatory headache facing wealth managers right now
Lisa Hamer - Compliance Director This week Lisa Hamer, Compliance Director, outlined for Citywire the chief regulatory headache facing wealth managers right now.